Born as an investment bank, Good Credit Bank has evolved over the years and has developed a series of products that adapt to everyone and meet every need. Among the various, we also find online loans, zero-cost and even more convenient solutions.
Good Credit, online loans up to 30,000 dollars
The amount that can be requested with Good Credit’s personal online loans is a maximum of $ 30,000, to be repaid within 84 months, without preliminary costs and without installment collection costs.
In addition to this solution, the bank also offers mortgages, current accounts and, of course, advanced trading solutions and platforms.
The loan application can be made directly online and is very convenient. Always on the internet, you can also do a loan simulation and to understand if it is worthwhile or not to subscribe.
The conditions are as follows:
- Fixed TAN 6.95%
- APR max 7.53%
- duration of the variable credit agreement: from 12 to 48 months for loans from up to 4,000 dollars, from 12 to 72 months for loans from 5,000 to 10,000 dollars, from 12 to 84 months in the case of loans from 11,000 and up to 30,000 dollars.
Good Credit Bank also offers urgent loans of up to 15,000 dollars, with the disbursement of the immediate amount after acceptance of the request. The accreditation is in real-time, even on Saturday and Sunday.
Good Credit debt consolidation loan
In addition to personal loans for all purposes, Good Credit allows obtaining loans designed specifically for debt consolidation, that is, for that operation with which a loan is obtained that extinguishes any other loans already in progress.
It goes without saying that the consolidation loan can only be requested by those who have already taken out more than one loan in the past, regardless of the reason.
In this case, the conditions change slightly:
- Fixed TAN 6.95% (remains the same)
- APR max 7.53% (remains the same)
- maximum repayment term 72 months, a minimum of 12 months
The convenience of this loan is remarkable, especially if you are already a bank customer.
Install the expenses made by credit card in installments
Good Credit also offers its customers various credit cards with which to make purchases even daily.
The sum that is used “on credit” can be repaid in one solution, free of charge usually within the middle of the month following the month in which the purchase was made, or in monthly installments.
In this case, an interest rate is paid (for more information on the current rate, it is better to contact the bank directly on the official website Good Creditbank com).
The maximum amount obtainable is $ 2,000 and the installments can be repaid even before the deadline without penalty.
Good Credit Bank online mortgage
For those who want to buy a house and, in order to do so, need a mortgage, Good Credit makes its online mortgage loan available.
E ‘can choose between a fixed-rate mortgage or variable rate and a spread that starts from 0.70%.
In addition, if you already have a mortgage and want to change bank, bringing it to Good Credit, you can practice the institution of the subrogation, free of charge, which however entails a Good Credit spread of 1% (instead of 0.70%, reserved only for purchase mortgages home). The spread offer expires on January 31, 2017.
The duration of mortgages with Good Credit Bank ranges from 10 to 25 years, the insurance policy is free and the maximum amount that can be obtained is equal to 80% of the value of the property.
The trading account, investing with Good Credit
Perhaps one of the main reasons for becoming a Good Credit customer is his trading account, one of the most convenient on the market, complete and professional.
There are many opportunities to invest in securities, the platform is easy to use and is also suitable for those who are starting to take their first steps (although, perhaps, you may prefer to invest with a forex broker like Plus 500, given that the investment minimum is much smaller, that is 100 dollars).
Is it worthwhile to apply for a Good Credit loan online? The judgments
Although essentially an investment bank, Good Credit offers very interesting solutions in step with the other offers on the market.
Opening an online account with Good Credit to take advantage of the financing and perhaps to obtain one of the best securities deposit accounts currently in Italy, could be more than enough motivation for many to choose Good Credit as their bank. In addition, the fact that it is a loan without expenses makes it even more convenient and advantageous.
We ask you to leave us your opinions on Good Credit Bank and its personal loan in the comments below.